Alpha Services and Holdings S.A. (ALBKY) Stock Analysis & Winston Score
Alpha Services and Holdings S.A. is one of the largest banks in Greece. It offers everyday banking services like checking accounts, loans, mortgages, and credit cards to regular people and businesses. It also provides investment banking and wealth management services, making it a full-service financial institution in the Greek market. The company makes money mainly through interest on loans and fees for banking services. It operates primarily in Greece, with some presence in Cyprus and other parts of southeastern Europe, and reported a market cap of around $11.5 billion. Alpha Bank has worked hard in recent years to clean up bad loans left over from Greece's long debt crisis, which gives it a stronger foundation than it had a decade ago. The main risk going forward is that Greece's economy remains sensitive to broader European economic slowdowns, which could hurt loan demand and increase defaults.
Winston Score: 54/100 — Average
Mixed quality — meaningful strengths and weaknesses.
- Quality: Bank profitability data not available (not counted) (0/30)
- Growth: Mixed (8/20)
- Cash Flow: Capital data not available (not counted) (0/10)
- Stability: Loan-quality data not available (not counted) (0/10)
- Valuation: Strong (7/10)
- Ownership: Good (10/15)

