American International Group (AIG) Stock Analysis & Winston Score
American International Group, or AIG, is one of the largest insurance companies in the world. It sells insurance products to businesses and individuals, helping them protect against risks like property damage, liability lawsuits, and financial losses. AIG is especially known for its commercial insurance, which covers large corporations, and it operates across dozens of countries. AIG makes money by collecting premiums from customers and investing that money until claims need to be paid. The company operates globally, with a strong presence in North America, Europe, and Asia, and its scale gives it an advantage in pricing complex, large-scale risks that smaller insurers cannot easily handle. AIG has spent recent years simplifying its business after a major government bailout during the 2008 financial crisis, and its main challenge going forward is improving profitability in a competitive market where rising catastrophe losses from events like hurricanes and wildfires continue to pressure insurance payouts.
Winston Score: 52/100 — Average
Mixed quality — meaningful strengths and weaknesses.
- Quality: Mixed (13/30)
- Growth: Mixed (7/20)
- Cash Flow: Exceptional (9/10)
- Stability: Exceptional (9/10)
- Valuation: Strong (8/10)
- Ownership: Weak (2/15)
Key Facts
Price: $80.50
Market Cap: $42.7B
Sector: Financial Services
Industry: Insurance - Diversified

