Bank Leumi Le-Israel B.M.

LUMI.TA

Banks - Regional · Financial Services

Price

7492.00 ILA

+50.00 (+0.67%)

Market Cap

110.25B ILA

Exchange

Tel Aviv Stock Exchange

Winston Score

Winston is serious

Mixed quality — meaningful strengths and weaknesses.

Data as of Aug 9, 2026 · filings through Mar 31, 2026

Share count rising — dilution

+3.0% over 4y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 1.45B (2021) → 1.50B (2025)

Bank Leumi is one of Israel's two largest banks, founded in 1902. It offers everyday banking services like checking accounts, savings, loans, and mortgages to regular people, as well as more complex financial services like business loans, investment banking, and wealth management to companies and wealthy clients. It is a cornerstone of the Israeli financial system and one of the oldest banks in the country.

Bank Leumi makes money primarily by collecting interest on loans and charging fees for banking services. It operates mainly in Israel, with some international presence, and reported a market cap of roughly $106 billion, making it a major financial institution by regional standards. Its long history, large customer base, and deep ties to the Israeli economy give it a strong competitive position. The main risk the bank faces is its heavy concentration in Israel, meaning geopolitical instability or a domestic economic slowdown could significantly hurt its performance.

Winston Score History

Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+3.3% YoY

YoY Growth Rate

Slow revenue growth

EPS Growth

-1.3% YoY

YoY Growth Rate

Earnings declining

R&D Spend

$0/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Insider Activity

0.0%ownership

Relatively low insider ownership

Cash Runway

5+ years

Quarterly Free Cash Flow

↓ Burn rate worsening

$737.4B cash & investments at current burn rate

Growth context

Bank Leumi Le-Israel B.M. is growing revenue at 3% year-over-year. The Winston Score measures business quality today — these growth metrics show what could matter tomorrow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

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Bank Quality

Not applicable for this business.

Growth

Sales YoY

+7.2%

Steady sales growth (+7.2% YoY)

EPS YoY

+9.8%

Earnings growing (+9.8% YoY)

Single-digit earnings growth — steady but not exciting.

EPS Consistency

5/8 quarters

Mixed — about half the quarters showed growth

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

P/E Ratio (TTM)

10.8x

Attractive valuation — P/E 10.8

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

P/E vs Forward

N/A

not available

Data not available

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Dividends

Dividend Yield

4.41%

Healthy income — 4.41% yield

Generous yield. Worth checking whether the payout is sustainable.

Dividend Growth

+71.8%

Dividend growing fast (71.8% YoY)

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