Canadian Tire Corporation, Limited logo

Canadian Tire Corporation, Limited

CTC-A.TO
42
Specialty Retail · Consumer Cyclical
Price
C$186.77
+2.23 (+1.21%)
Market Cap
C$9.83B
Exchange
Toronto Stock Exchange
Winston Score
42
Winston looking serious
Winston is serious
Mixed quality — meaningful strengths and weaknesses.

Winston Score between 40 and 70. The stock passes some quality checks but not all.

Canadian Tire Corporation runs a network of retail stores across Canada selling automotive parts, hardware, sports equipment, and everyday household goods. Its most recognized brand is Canadian Tire, but the company also owns Sport Chek, Mark's, and Party City Canada, serving everyday Canadian shoppers. It is one of Canada's largest retail chains and operates a financial services division under the Canadian Tire Bank brand.

The company makes money through product sales in its stores, franchise fees from independently operated Canadian Tire dealers, and interest income from its co-branded credit card program. It operates almost entirely within Canada, with over 1,700 retail locations across its banner brands. Its loyalty program, Triangle Rewards, and its deep network of franchise dealers give it a strong hold on Canadian consumers, but the business faces real risk from economic slowdowns that reduce discretionary spending and from growing competition by large online retailers like Amazon.

Winston Score History

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+1.0% YoY

YoY Growth Rate

Slow revenue growth

EPS Growth

-46.4% YoY

YoY Growth Rate

Earnings declining

R&D Spend

$0/ year

0.0% of revenue

Below sector average (4%)

Research and development spending

Insider Activity

8.4%ownership

Insiders own a meaningful stake in the company

Cash Position

Cash flow positive

$554M cash & investments

Quarterly Free Cash Flow

↓ Burn rate worsening

Company generates more cash than it spends — no dilution risk from fundraising

Winston looking curious
Growth context

Canadian Tire Corporation, Limited is growing revenue at 1% year-over-year. The Winston Score measures business quality today — these growth metrics show what could matter tomorrow.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Quality

Gross Margin
33.2%
Modest — 33.2% gross margin
Operating Margin
9.8%
Modest — 9.8% operating margin
ROCE
3.3%
Weak — 3.3% return on capital

ROIC between 0% and 5%. They earn a few cents back per dollar invested in the business.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Growth

Sales YoY
+1.8%
Nearly flat sales (1.8% YoY)
EPS YoY
-38.3%
Earnings shrinking (-38.3% YoY)

Earnings per share down more than 10%. Either a bad year, or a real decline.

EPS Consistency
0/8 quarters
Earnings rarely grow — volatile business

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Cash Flow

Cash Conversion
180%
Turns 180% of profit into real cash
FCF Margin
2.3%
Thin free cash flow (2.3%)

FCF margin between 0% and 10%. Some cash from sales, but not a lot.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Stability

Debt / Equity
1.31
Elevated debt (1.31)
Interest Cover
5.35x
Adequate interest coverage (5.3x)

Interest coverage between 3 and 8. Profits cover interest several times over.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Valuation

P/E Ratio
19.0x
Fair value — P/E 19.0

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

P/E vs Forward
+6.7
GROWING
Earnings expected to grow meaningfully — cheaper on forward P/E (19.0 → 12.3)

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Dividends

Dividend Yield
4.00%
Healthy income — 4.00% yield

Generous yield. Worth checking whether the payout is sustainable.

Dividend Growth
+1.4%
Dividend flat

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free
🔒 See full fundamentals and if they are improving or declining — click here for your free trial now.
Start free trial