City Bank

CTBK

Banks - Regional · Financial Services

Price

$0.00

+0.00 (+0.00%)

Market Cap

$1,576

Exchange

Other OTC

Winston Score

Winston is worried

Below-average fundamentals — multiple weak pillars.

Data as of Aug 13, 2026 · filings through Jun 30, 2009

How the score breaks down

Growth

Weak

Valuation

Data not available

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Share count rising — dilution

+2.3% over 4y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 15.4M (2005) → 15.8M (2009)

Winston Score History

The full picture

City Bank engages in the provision of commercial and retail banking products and services. It offers regular and interest bearing checking accounts, savings accounts, certificates of deposit, individual retirement accounts, and safe deposit boxes. The company was founded on October 23, 1973 and is headquartered in Lynnwood, WA.

Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

-63.7% YoY

YoY Growth Rate

Revenue declining

EPS Growth

-523.5% YoY

YoY Growth Rate

Earnings declining

R&D Spend

$0/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Cash Runway

5+ years

Quarterly Free Cash Flow

↓ Burn rate worsening

$1.2B cash & investments at current burn rate

Revenue declining

City Bank's revenue is actually shrinking. In a growth stock, that removes the core investment thesis. The low Winston Score here may be warranted — unless there's a turnaround story.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

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Bank Quality

Not applicable for this business.

Growth

Sales YoY

-45.2%

Shrinking sales (-45.2% YoY)

EPS YoY

-399.1%

Earnings shrinking (-399.1% YoY)

Earnings per share down more than 10%. Either a bad year, or a real decline.

EPS Consistency

2/8 quarters

Earnings rarely grow — volatile business

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

P/E Ratio (TTM)

N/M

Negative earnings — P/E not meaningful

P/E vs Forward

N/A

not available

Data not available

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Dividends

Not applicable for this business.

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