Diebold Nixdorf, Incorporated (DBD) Stock Analysis & Winston Score
Diebold Nixdorf makes ATMs and self-checkout machines. Banks use its ATMs to let customers deposit and withdraw cash, while retailers like grocery stores use its checkout systems to process purchases. The company also sells software and services that help banks and stores manage and maintain these machines, making it one of the largest ATM manufacturers in the world. Diebold Nixdorf earns money through hardware sales, long-term service contracts, and software licenses. It operates globally, with significant business in North America, Europe, and Asia, and generates roughly $3.7 billion in annual revenue. Its large installed base of machines creates a recurring stream of service and maintenance revenue, which is a key competitive advantage. However, the company carries a heavy debt load following a bankruptcy restructuring completed in 2023, and its ability to grow depends on whether banks continue investing in physical cash infrastructure as digital payments expand.
Winston Score: 45/100 — Average
Mixed quality — meaningful strengths and weaknesses.
- Quality: Mixed (10/30)
- Growth: Weak (4/20)
- Cash Flow: Strong (8/10)
- Stability: Good (5/10)
- Valuation: Good (6/10)
- Ownership: Good (10/15)
Key Facts
Price: $85.67
Market Cap: $3.0B
Sector: Technology
Industry: Software - Application
