WinstonWınston
First National of Nebraska logo

First National of Nebraska

FINN
70
Banks - Regional · Financial Services
Price
$19250.00
+0.00 (+0.00%)
Market Cap
$5.20B
Exchange
Other OTC
Winston Score
70
Winston is happy
A high-quality business with solid fundamentals.
Data as of Aug 13, 2026 · filings through Jun 30, 2026

Share count rising — dilution

+2.2% over 4y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 264K (2021) → 270K (2025)

First National of Nebraska, Inc. functions as the holding company for First National Bank of Omaha, offering a diverse portfolio of financial products and services. For individual customers, the bank provides essential accounts such as checking, savings, and individual retirement accounts (IRAs), alongside certificates of deposit (CDs) and credit card options. Its comprehensive lending capabilities span personal loans, lines of credit, auto loans, mortgages, and home equity solutions. Businesses can access a variety of financing, including small business loans, lines of credit, Small Business Administration (SBA) loans, and broader commercial lending packages. Complementing these core offerings, the company delivers treasury management, debt consolidation, and a suite of advisory services like financial planning, retirement planning, and wealth management. It also supports businesses with merchant and payroll services, and provides personal, commercial, and farm insurance products. Furthermore, First National of Nebraska specializes in solutions for specific industries, such as agribusiness, commercial real estate, healthcare, transportation, and correspondent banking, while also offering capital market and institutional asset management investment services, and modern digital banking platforms. This venerable institution was established in 1857 and maintains its corporate headquarters in Omaha, Nebraska.

Winston Score History

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+10.5% YoY

YoY Growth Rate

Steady revenue growth

EPS Growth

+28.1% YoY

YoY Growth Rate

Strong earnings growth

R&D Spend

$0/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Cash Position

Cash flow positive

$32.1B cash & investments

Company generates more cash than it spends — no dilution risk from fundraising

Growth + cash flow

First National of Nebraska is a rare growth stock that's already generating positive cash flow while growing at 11%. The Winston Score doesn't fully credit this transition from "burner" to "earner."

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

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Bank Quality

Not applicable for this business.

Growth

Sales YoY
+7.7%
Steady sales growth (+7.7% YoY)
EPS YoY
+48.4%
Earnings growing fast (+48.4% YoY)

Earnings growing 25%+ a year. The compounder zone.

EPS Consistency
6/8 quarters
Earnings grew in most of the last 8 quarters

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

P/E Ratio (TTM)
8.4x
Attractive valuation — P/E 8.4

P/E under 10. The price tag is small relative to last year's profit.

P/E vs Forward
N/A
not available
Data not available

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Dividends

Dividend Yield
2.05%
Moderate income — 2.05% yield

Standard yield zone for stable dividend payers. A meaningful piece of total return.

Dividend Growth
+121.9%
Dividend growing fast (121.9% YoY)

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