Floor & Decor Holdings (FND) Stock Analysis & Winston Score

Floor & Decor is a specialty retailer that sells hard surface flooring and related products. This includes tile, wood, laminate, vinyl, and natural stone, plus the tools and supplies needed to install them. Its customers are a mix of everyday homeowners doing renovations and professional contractors who buy in bulk. It operates large warehouse-style stores, typically around 80,000 square feet, across the United States.

The company makes money by selling products directly in its stores and online, with no subscription model. As of 2024, it operates roughly 230 stores across more than 35 states, making it one of the largest dedicated hard surface flooring retailers in the country. Its wide product selection and low prices compared to general home improvement stores give it a competitive edge with both pros and DIY shoppers. The main risk is that flooring purchases are closely tied to housing market activity, so high mortgage rates and a slow housing market can significantly reduce customer demand.

Winston Score History

Politician Trades

3 trades / 12mo

1 Congressional buy and 2 sells on FND in the last 12 months.

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Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

-0.7% YoY

YoY Growth Rate

Revenue declining

EPS Growth

-17.8% YoY

YoY Growth Rate

Earnings declining

R&D Spend

$0/ year

0.0% of revenue

Below sector average (4%)

Research and development spending

Insider Activity

1.5%ownership

→ Flat

Insiders holding steady — not selling despite ability to

Cash Position

Cash flow positive

$294M cash & investments

Quarterly Free Cash Flow

↓ Burn rate worsening

Company generates more cash than it spends — no dilution risk from fundraising

Revenue declining

Floor & Decor Holdings's revenue is actually shrinking. In a growth stock, that removes the core investment thesis. The low Winston Score here may be warranted — unless there's a turnaround story.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Share count broadly stable

+1.0% over 4y

The share count has stayed roughly flat over this period — little dilution or buyback activity.

Diluted shares outstanding: 107.4M (2021) → 108.4M (2025)

Score breakdown

Every number that matters to educated investors.

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Quality

Gross Margin

44.0%

Healthy — 44.0% gross margin

Operating Margin

4.5%

Thin — 4.5% operating margin

ROCE

2.0%

Weak — 2.0% return on capital

ROIC between 0% and 5%. They earn a few cents back per dollar invested in the business.

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Growth

Sales YoY

+3.5%

Slow sales growth (3.5% YoY)

EPS YoY

-2.6%

Earnings shrinking (-2.6% YoY)

Slight earnings drop. Typical near a cyclical low.

EPS Consistency

4/8 quarters

Earnings inconsistent quarter-to-quarter

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Cash Flow

Cash Conversion

211%

Turns 211% of profit into real cash

FCF Margin

2.3%

Thin free cash flow (2.3%)

FCF margin between 0% and 10%. Some cash from sales, but not a lot.

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Stability

Debt / Equity

0.08

Conservative — low debt load (0.08)

Interest Cover

23.61x

Comfortably covers interest (23.6x)

Interest coverage above 8. Profits cover interest many times over.

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Valuation

P/E Ratio (TTM)

30.7x

Pricey — P/E 30.7

P/E above the market average. People are paying up for expected growth.

P/E vs Forward

-0.1

SLOWING

Earnings expected to fall — forward P/E higher than today

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Dividends

Not applicable for this business.

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