Investors House Oyj

INVEST.HE

Real Estate - Services · Real Estate

Price

€3.43

-0.03 (-0.87%)

Market Cap

€21.8M

Exchange

NASDAQ Helsinki

Winston Score

Winston is worried

Below-average fundamentals — multiple weak pillars.

Data as of Jul 26, 2026 · filings through Mar 31, 2026

Share count falling — buybacks

−1.7% over 4y

The company has reduced its share count over this period, returning value to shareholders through buybacks.

Diluted shares outstanding: 6.1M (2021) → 6.0M (2025)

Investors House Oyj is a Finnish real estate company that owns and manages a portfolio of properties in Finland. Its main assets include residential apartments, commercial spaces, and other real estate holdings that it rents out to tenants. The company operates in the Finnish real estate market and focuses on generating returns through property ownership and active asset management.

The company makes money primarily through rental income from its properties, along with gains from buying and selling real estate assets when opportunities arise. It operates entirely within Finland, making it a small, locally focused player with a market capitalization near zero on a global scale. Its relatively high operating margin suggests a lean cost structure, but its small size and concentration in a single country mean it is exposed to shifts in Finnish property values, interest rates, and housing demand — all of which are key risks for the business going forward.

Winston Score History

Growth Profile

For growth stock investors

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

-45.3% YoY

YoY Growth Rate

Revenue declining

EPS Growth

-215.7% YoY

YoY Growth Rate

Earnings declining

R&D Spend

$0/ year

0.0% of revenue

Below sector average (1%)

Research and development spending

Insider Activity

3.8%ownership

Relatively low insider ownership

Cash Runway

~4 years

$31M cash & investments

$31M cash & investments at current burn rate

Revenue declining

Investors House Oyj's revenue is actually shrinking. In a growth stock, that removes the core investment thesis. The low Winston Score here may be warranted — unless there's a turnaround story.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

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Quality

Gross Margin

12.2%

Thin — 12.2% gross margin

Operating Margin

-7.7%

Losing money on operations — -7.7%

ROCE

-0.3%

Weak — -0.3% return on capital

Negative ROIC means the business is losing money on every dollar invested in it.

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Growth

Sales YoY

-35.4%

Shrinking sales (-35.4% YoY)

EPS YoY

-35.5%

Earnings shrinking (-35.5% YoY)

Earnings per share down more than 10%. Either a bad year, or a real decline.

EPS Consistency

2/8 quarters

Earnings rarely grow — volatile business

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Cash Flow

Cash Conversion

-29%

Weak — only -29% of profit becomes cash

FCF Margin

-24.2%

Burning cash (-24.2%)

Free cash flow is negative. They are burning cash, not generating it.

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Stability

Debt / Equity

0.71

Moderate — manageable debt (0.71)

Interest Cover

5.37x

Adequate interest coverage (5.4x)

Interest coverage between 3 and 8. Profits cover interest several times over.

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Valuation

P/E Ratio (TTM)

5.5x

Attractive valuation — P/E 5.5

P/E under 10. The price tag is small relative to last year's profit.

P/E vs Forward

-16.6

SLOWING

Earnings expected to fall — forward P/E higher than today

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Dividends

Dividend Yield

130.06%

Healthy income — 130.06% yield

Yield above 6% — often a flag the market is pricing in a cut.

Dividend Growth

+516.8%

Dividend growing fast (516.8% YoY)

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