Neptune Insurance Holdings

Software - Application · Technology

Price

$31.03

-0.18 (-0.58%)

Market Cap

$2.94B

Winston Score

Winston is curious

A decent business — some strong pillars, some weaker.

Share count rising — dilution

+1377.2% over 2y

The company has issued more shares over this period, which dilutes each existing shareholder’s stake.

Diluted shares outstanding: 9.4M (2023) → 138.2M (2025)

I'm not able to find reliable information about "Neptune Insurance Holdings Inc." with the ticker NP in my knowledge base. The details provided — ticker NP, classified under Software/Technology — don't match a company I can confidently identify. Producing a description using guesswork risks giving investors inaccurate information, which I want to avoid.

To get an accurate description, I'd suggest:

- **Double-checking the ticker**: NP on NYSE has historically been Neenah Paper, not an insurance or software company. - **Providing a brief company summary or business description** from a filing or data source, and I can rewrite it into the two-paragraph format instantly. - **Confirming the exchange** (NYSE, NASDAQ, OTC, etc.), as some tickers differ by market.

If you paste even a short blurb about what Neptune Insurance Holdings actually does, I'll turn it into a clean, accurate two-paragraph description right away.

Winston Score History

Score breakdown

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Quality

Gross Margin

70.0%

Premium pricing power — 70.0% gross margin

Operating Margin

35.6%

Excellent — 35.6% operating margin

ROCE

98.5%

Exceptional — 98.5% return on capital

ROIC above 25%. Every dollar invested in the business earns more than 25 cents back per year.

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Growth

Sales YoY

N/A

Data not available

EPS YoY

N/A

Data not available

EPS Consistency

N/A

Data not available

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Cash Flow

Cash Conversion

163%

Turns 163% of profit into real cash

FCF Margin

43.4%

Converts sales into free cash efficiently (43.4%)

Free cash flow margin above 20%. Out of every $100 in sales, more than $20 is real cash they keep.

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Stability

Debt / Equity

N/A

—

Data not available

Interest Cover

3.57x

Tight — interest eats into profit (3.6x)

Interest coverage between 3 and 8. Profits cover interest several times over.

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Valuation

P/E Ratio (TTM)

22.2x

Growth-priced — P/E 22.2

P/E above the market average. People are paying up for expected growth.

P/E vs Forward

-30.3

SLOWING

Earnings expected to fall — forward P/E higher than today

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Dividends

Not applicable for this business.

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