WinstonWınston
Prudential Financial, Inc. 5.62 logo

Prudential Financial, Inc. 5.62

PRS
43
Insurance - Life · Financial Services
Price
$20.87
-0.02 (-0.10%)
Market Cap
$7.26B
Exchange
New York Stock Exchange
Winston Score
43
Winston is serious
Mixed quality — meaningful strengths and weaknesses.
Data as of Aug 13, 2026 · filings through Jun 30, 2026

Share count falling — buybacks

9.3% over 4y

The company has reduced its share count over this period, returning value to shareholders through buybacks.

Diluted shares outstanding: 390.1M (2021) → 353.7M (2025)

Prudential Financial, Inc. stands as a prominent provider of a broad spectrum of financial offerings, including insurance, investment management, and various other financial products and services. Its diverse operations are strategically organized into four principal segments: Prudential Investment Management, Inc. (PGIM), U.S. Businesses, International Businesses, and Corporate and Other Operations. The PGIM segment serves as its asset management arm, delivering diverse investment solutions. These solutions span public fixed income, equities, real estate debt and equity, private credit, alternative assets, and multi-asset strategies. Its U.S. Businesses division focuses on domestic clients, offering retirement planning solutions, group insurance products, and individual life insurance policies. The International Businesses segment is dedicated to expanding the company's global footprint, concentrating on strategic investments in its current operations and actively evaluating potential acquisition targets. Finally, the Corporate and Other Operations segment encompasses unallocated corporate functions and overarching initiatives that are not specifically assigned to the core business units. Established in 1875 by John Fairfield Dryden, Prudential Financial maintains its corporate headquarters in Newark, New Jersey.

Winston Score History

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+14.1% YoY

YoY Growth Rate

Steady revenue growth

EPS Growth

+90.6% YoY

YoY Growth Rate

EPS growth accelerating

R&D Spend

$0/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Cash Position

Cash flow positive

$15.2B cash & investments

Company generates more cash than it spends — no dilution risk from fundraising

Growth + cash flow

Prudential Financial, Inc. 5.62 is a rare growth stock that's already generating positive cash flow while growing at 14%. The Winston Score doesn't fully credit this transition from "burner" to "earner."

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Quality

Gross Margin
33.4%
Modest — 33.4% gross margin
Operating Margin
7.9%
Modest — 7.9% operating margin
ROCE
2.3%
Weak — 2.3% return on capital

ROIC between 0% and 5%. They earn a few cents back per dollar invested in the business.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Growth

Sales YoY
+9.4%
Steady sales growth (+9.4% YoY)
EPS YoY
N/A
Data not available
EPS Consistency
4/8 quarters
Earnings inconsistent quarter-to-quarter

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Cash Flow

Cash Conversion
279%
Turns 279% of profit into real cash
FCF Margin
16.9%
Converts sales into free cash efficiently (16.9%)

FCF margin between 10% and 20%. Every $100 in sales becomes $10 to $20 in real cash.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Stability

Debt / Equity
0.65
Moderate — manageable debt (0.65)
Interest Cover
100.00x
Comfortably covers interest (100.0x)

Interest coverage above 8. Profits cover interest many times over.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Valuation

P/E Ratio (TTM)
1.9x
Attractive valuation — P/E 1.9

P/E under 10. The price tag is small relative to last year's profit.

P/E vs Forward
+0.5
GROWING
Earnings roughly flat

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Dividends

Dividend Yield
4.48%
Healthy income — 4.48% yield

Generous yield. Worth checking whether the payout is sustainable.

Dividend Growth
+0.0%
Dividend flat

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free
🔒 See full fundamentals and if they are improving or declining — click here for your free trial now.
Start free trial