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PT Bank Mega Tbk logo

PT Bank Mega Tbk

MEGA.JK
54
Banks - Regional · Financial Services
Price
1985.00 IDR
+0.00 (+0.00%)
Market Cap
46.61T IDR
Exchange
Indonesia Stock Exchange
Winston Score
54
Winston is curious
Mixed quality — meaningful strengths and weaknesses.
Data as of Aug 9, 2026 · filings through Jun 30, 2026

PT Bank Mega Tbk, an Indonesian financial institution, provides a comprehensive array of banking products and services. Its portfolio includes personal and business banking solutions, ranging from deposit accounts like savings, current, and time deposits, to certificates of deposit and debit cards. The bank extends diverse lending options, including corporate, commercial, SME, and consumer loans for purposes such as housing, working capital, and investments. Additionally, it offers specialized financing for suppliers, inventory, and asset purchases (like motor vehicles), complemented by credit cards and various other credit facilities. Beyond core banking, PT Bank Mega Tbk provides investment products such as mutual funds and bonds, as well as bancassurance offerings like term life and unit-linked plans. The company also serves as a monitoring agent for medium-term note issuance and a guarantor agent. It facilitates a broad range of transactional and financial services, encompassing funds remittance, transfers, intercity clearing, cash management, safe deposit boxes, custody, trustee services, treasury, trade financing, and international banking. Digital accessibility is ensured through ATMs, internet banking, and mobile banking. As of December 31, 2021, its operational network comprised 54 branches and 322 sub-branches. Founded in 1969 as PT. Karman bank, the company rebranded to PT Bank Mega Tbk in 1992. Headquartered in Jakarta, Indonesia, it operates as a subsidiary of PT Mega Corpora.

Winston Score History

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

-13.0% YoY

YoY Growth Rate

Revenue declining

EPS Growth

-25.6% YoY

YoY Growth Rate

Earnings declining

R&D Spend

$0/ year

0.0% of revenue

Below sector average (7%)

Research and development spending

Cash Position

Cash flow positive

$134.5T cash & investments

Quarterly Free Cash Flow

↑ Burn rate improving

Company generates more cash than it spends — no dilution risk from fundraising

Revenue declining

PT Bank Mega Tbk's revenue is actually shrinking. In a growth stock, that removes the core investment thesis. The low Winston Score here may be warranted — unless there's a turnaround story.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Share count broadly stable

+0.0% over 4y

The share count has stayed roughly flat over this period — little dilution or buyback activity.

Diluted shares outstanding: 23.48B (2021) → 23.48B (2025)

Score breakdown

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Bank Quality

Not applicable for this business.

Growth

Sales YoY
+0.2%
Nearly flat sales (+0.2% YoY)
EPS YoY
+67.4%
Earnings growing fast (+67.4% YoY)

Earnings growing 25%+ a year. The compounder zone.

EPS Consistency
4/8 quarters
Earnings inconsistent quarter-to-quarter

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Capital Strength

Not applicable for this business.

Asset Quality

Not applicable for this business.

Valuation

P/E Ratio (TTM)
10.1x
Attractive valuation — P/E 10.1

P/E in the normal range. Price is roughly $15 for every $1 of yearly profit.

P/E vs Forward
N/A
not available
Data not available

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Dividends

Dividend Yield
4.33%
Healthy income — 4.33% yield

Generous yield. Worth checking whether the payout is sustainable.

Dividend Growth
-43.9%
Dividend cut (-43.9% YoY) — warning sign

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