WinstonWınston
U-Haul Holding Company logo

U-Haul Holding Company

UHAL-B
29
Rental & Leasing Services · Industrials
Price
$62.29
-1.03 (-1.63%)
Market Cap
$13.90B
Exchange
New York Stock Exchange
Winston Score
29
Winston is worried
Below-average fundamentals — multiple weak pillars.

U-Haul Holding Company rents moving trucks, trailers, and storage units to everyday people and small businesses across North America. Its orange-and-white trucks are one of the most recognized brands in the moving industry, and the company also sells moving supplies like boxes and packing materials. U-Haul operates one of the largest do-it-yourself moving networks in the United States and Canada.

The company earns money through rental fees, storage unit subscriptions, and product sales at thousands of dealer locations and company-owned stores. Its massive fleet and network of over 23,000 locations give it a scale advantage that is difficult for smaller competitors to match. However, U-Haul faces real risks from slowing housing market activity, since fewer home sales and moves directly reduce demand for its trucks and storage units. The UHAL-B shares are a separate share class with no voting rights, which is an important structural detail for investors to understand.

Winston Score History

Growth Profile

When traditional metrics don't capture the full picture, these are the signals growth stock investors use instead.

Revenue Growth

+3.1% YoY

YoY Growth Rate

Slow revenue growth

EPS Growth

-50.6% YoY

YoY Growth Rate

Earnings declining

R&D Spend

$0/ year

0.0% of revenue

Below sector average (4%)

Research and development spending

Insider Activity

49.0%ownership

Insiders own a meaningful stake in the company

Cash Runway

~9 months

$4.4B cash & investments

Quarterly Free Cash Flow

↓ Burn rate worsening

Short runway — potential dilution ahead through share issuance

Cash watch

U-Haul Holding Company has less than a year of cash at its current burn rate. Growth investors should watch for potential share dilution from future fundraising — that directly reduces your ownership.

The Winston Score above measures business quality today. Growth stocks often score lower because they invest in the future rather than maximising current profits. These metrics show what matters most for evaluating that future.

Share count broadly stable

0.0% over 4y

The share count has stayed roughly flat over this period — little dilution or buyback activity.

Diluted shares outstanding: 196.1M (2022) → 196.1M (2026)

Score breakdown

Every number that matters to educated investors.

Each metric is explained in plain language so you know exactly what you're looking at. Start your free trial now.

Quality

Gross Margin
85.3%
Premium pricing power — 85.3% gross margin
Operating Margin
-12.2%
Losing money on operations — -12.2%
ROCE
-1.0%
Weak — -1.0% return on capital

Negative ROIC means the business is losing money on every dollar invested in it.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Growth

Sales YoY
-2.3%
Shrinking sales (-2.3% YoY)
EPS YoY
-149.3%
Earnings shrinking (-149.3% YoY)

Earnings per share down more than 10%. Either a bad year, or a real decline.

EPS Consistency
0/8 quarters
Earnings rarely grow — volatile business

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Cash Flow

Cash Conversion
N/A
Data not available
FCF Margin
-71.3%
Burning cash (-71.3%)

Free cash flow is negative. They are burning cash, not generating it.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Stability

Debt / Equity
1.06
Elevated debt (1.06)
Interest Cover
0.34x
Dangerous — barely covers interest (0.3x)

Interest coverage below 1. Their profits don't cover the interest bill.

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Valuation

P/E Ratio (TTM)
286.3x
Expensive — P/E 286.3

P/E over 35. The market is pricing in heavy, sustained growth.

P/E vs Forward
+241.4
GROWING
Earnings expected to grow meaningfully — cheaper on forward P/E (286.3 → 44.9)

Full breakdown available with your free trial

See every metric, trend, and what it means for this stock.

Try free

Dividends

Not applicable for this business.
🔒 See full fundamentals and if they are improving or declining — click here for your free trial now.
Start free trial